Being involved in an accident is a stressful experience. It is even more stressful when you are the victim of a negligent motorist, which can happen to the most careful, conscientious drivers.
However, the actions you take after an accident can have a profound impact on the outcome, regardless of who was at fault. Here are a few steps to take after you are involved in an accident.
Remain on the scene
In Indiana, leaving the scene of an accident can incur harsh penalties, including license suspension under some circumstances. Unless you are in need of emergency medical attention, remain on the scene. This will also provide an opportunity to speak with the police officer who arrives on the scene, from whom you can request a copy of the police report.
Exchange information with other drivers
Along with speaking to the police, also exchange information with any other drivers involved. Provide your name and insurance information, while also requesting the same info from them. However, be careful not to give away too much information. Even a simple apology can be construed as an admission of guilt. Be polite and cordial, but only say what is necessary to avoid any misunderstandings.
Document the scene
Whether filing a claim with your insurance company or filing a lawsuit, you will need evidence to prove your case. If possible, take pictures of the scene of the accident, including damage to your vehicle. Also, take note of the place where the accident took place. Include the cross street, as well as the direction you and the other driver were traveling in. Finally, talk to any witnesses on the scene. Ask if they are willing to provide a statement or testify your court, which will lend even more legitimacy to your case.